Keep your family in their home — no matter what life brings.
Mortgage Protection Insurance pays off your home if you pass away unexpectedly, so your loved ones never face foreclosure. Lock in coverage starting at $28/month.
- No medical exam for most applicants
- Approval in as little as 24 hours
- Rates locked for 30 years
- Return-of-premium options available
Protect your home in under 60 seconds
Your mortgage doesn't pause for tragedy.
1 in 4 American families would lose their home within 6 months if the primary earner passed away. Mortgage Protection Insurance makes sure that never happens to yours.
Built for families
The payout goes directly to your loved ones — they decide how to use it. Pay off the home, cover bills, or both.
Surprisingly affordable
Healthy 35-year-olds qualify for $250k of coverage for less than the cost of a Netflix subscription.
Fast & simple
Most applicants are approved in 24 hours with no medical exam — just a quick online review.
From quote to coverage in 3 easy steps.
Answer 4 quick questions
Tell us about your mortgage, age, and health. Takes under 60 seconds.
Compare quotes side-by-side
Your licensed agent will call or text you to go over your quote options from A+ rated carriers — no pressure, no obligation.
Lock in your rate
Sign electronically. Most policies are active the same week, with rates locked for life.
Protection that fits your family.
Term Mortgage Protection
Level coverage that matches your mortgage term, with affordable fixed premiums.
Return of Premium
Outlive the policy and get your premiums back (where available).
No-Exam Options
Most applicants qualify with a few health questions and no medical exam.
12,400+ homeowners trust McArthur.
"We got our quote in literally one minute. The agent was kind, not pushy, and explained everything in plain English. Coverage was active within 8 days."
"I'd been putting this off for years thinking it'd be expensive. Turns out it costs me less than my morning coffee. Wish I'd done it sooner."
"After my husband's diagnosis, I couldn't sleep wondering about our house. The team found us coverage when others said no. Forever grateful."
We shop top-rated carriers so you don't have to
Everything you need to know.
How is this different from the insurance my mortgage lender offered?+
Lender-offered PMI protects the bank — not you. Mortgage Protection Insurance pays your family directly, and they decide what to do with the money. It's also typically 30-50% cheaper.
Do I need a medical exam?+
For most healthy applicants under 60, no. We offer simplified-issue policies that approve you based on a short online review — coverage can start within a week.
What if my health isn't perfect?+
We work with carriers who specialize in high-risk applicants — including those with diabetes, heart conditions, or a history of cancer. We almost always find an option.
How much does it cost?+
A healthy 35-year-old can get $250,000 of coverage for around $28/month. Older applicants and higher coverage amounts cost more — but most quotes come in well under what people expect.
What happens if I outlive the policy?+
Standard term policies simply expire. We also offer 'return of premium' options that refund 100% of what you've paid if you outlive the term.
Your family's biggest investment deserves protection.
Get your free, no-obligation quote in under 60 seconds. No spam. No pressure. Just peace of mind.
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